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First National Bank and Trust

Online Services

Secure, Flexible, Convenient

That's what you experience with First National Bank & Trust's Online Banking and Bill Pay services.
With Online Banking, you can check balances, transfer funds between accounts or transfer funds to pay loans and more. Best of all, it's FREE!

Still unsure? Try the Online Banking Demo to see how easy it is to use!

Bill Pay is the convenient and secure way to schedule and pay bills on line. Simply set up the vendors or individuals you would like as payees and schedule the payments. Online Bill Pay is FREE for Total Access Checking customers or when 3 payments per monthly cycle are made using First National Bank & Trust's Bill Pay service. To sign up today, click here!

How to sign up for Online Banking

Using First National Bank & Trust's Online Banking is a piece of cake! Simply click on the link below and complete the online self enrollment form. Once you complete the form, you will be asked to set your user id, password and security credentials. Upon verification of your account you can begin using Online Banking!

Click here to sign up!


  • Do your banking anytime! Imagine accessing all your accounts, day or night, at your convenience!
  • Check balances at 1 a.m. on Friday? No problem!
  • Transfer funds on a Saturday afternoon? Easy!
  • Pay all your bills with the click of the mouse? Simple!
  • It's all online with 24-hour FNB&Trust Online Banking!


Online Banking is Safe

Not only is First National Bank & Trust's Online Banking one of the most convenient ways to access your accounts, it is also protected by very sophisticated, fail safe security measures designed to protect your assets and ours. All of your transactions occur in a secure environment protected by some of the best available encryption technology. That means your password, as well as information relating to you and your accounts are protected.

You can use FNB&Trust's Online Banking to:

  • Check current balances
  • Transfer money between your accounts
  • Access current and historical interest information
  • View transaction and activity information
  • View both current and previous months' account statements with e-Statements
  • Use our Bill Pay to pay all your bills
  • Set up recurring transfers between your accounts. And much more!

Discover the Convenience!

With an Internet connection and FNB&Trust Online Banking, you now have the convenience of a bank that never closes. Do your banking anywhere you have internet access – FNB&Trust's Online Banking is ready to serve your banking needs. At home, at the office, on vacation or on the road – you have access to all your accounts as if you were right here at the bank. Now that's convenience and peace of mind!

Pay all your Bills with a Click!

FNB&Trust also offers Bill Pay as part of your Online Banking account. Simply click on "Bill Pay" once you are logged in and follow the easy instructions to begin paying your bills without the hassles of writing checks, buying stamps, and mailing them. Bill Pay is FREE to Total Access checking customers or when 3 or more bills are paid each statement cycle using or bill pay service.

Simple…

You don't have to be a computer genius to use FNB&Trust Online Banking! In fact, it's as simple as using an ATM. There are no complicated codes to remember and no difficult routines. You don't even need to remember account numbers. Just log-in and click away!

How to Enroll in Bill Pay

Once you are enrolled in FNB&Trust Online Banking, simply click the "Bill Pay" tab on the top menu and follow the simple step-by-step process to begin paying your bills online! Once enrolled, you will simply set up the businesses or individuals ("Payees") that you want to pay online and schedule the payment!

Regular recurring payments can be setup in advance to suit any schedule imaginable! Or you can choose to log in and pay bills individually as they are due. Payments will be listed on your monthly bank statement for your records.

Any bill that you can pay with a check or debit card, you can also pay with our Bill Pay service.
Still have questions? Click here for Frequently Asked Questions.
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