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First National Bank and Trust

Business Checking


  • $10 maintenance fee for each statement cycle that the balance is below $2000 (Subject to activity level review)
  • Itemized Statement with check images
  • Subject to activity level review
Accounts closed within 60 days of opening will be charged a $25 premature closing fee.
Additional Services Available for Business Checking Customers:
  • Notary Services- no additional charged
  • Check Recovery Service - no additional charge – DoubleCheck
  • First National Bank & Trust Debit Card (upon approval)
  • Online Banking-no additional charge
  • E-Statements & e-Notices-no additional charge
  • Online Bill Pay –no additional charge when 3 payments per month are made using iPay
  • First Access Telephone Banking 24/7- no additional charge
  • Unlimited use of First National Bank & Trust’s ATMs
  • Overdraft privileges available - upon approval.  Click here for more details 

Optional Features

Cash Management - $20 per month 

Remote Deposit Complete – (RDC) - High Volume Remote Deposit Capture Solutions 

  • The web (RDC) check image capture, storage, and processing solution enables FNB&T to provide commercial customers the ability to electronically deposit a wide variety of paper checks. 

  • Remote Deposit Complete (RDC) is the ideal remote deposit solution for commercial customers who have checks to deposit every day. Least–cost routing and speed of collection are optimized with this service. 

  • With a scanner attached to a Windows-based PC, commercial customers can utilize RDC to scan and deposit paper checks. 

  • For more information please contact a customer service representative at 251-368-3148 or 877-575-2440.
 A business owner depositing a check with her computer

Commercial RDC

Save a trip to the bank and deposit your commercial checks electronically.
A person paying with a credit card

Credit Cards

Make Life Simple! Apply today with one of our customer service representatives.