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First National Bank and Trust
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Rates

First National Bank & Trust Rates

Annual Percentage Yield as of 12/02/24


Term & Minimum Deposit to open Interest Rate Annual Percentage Yield**
182 Day CD (1,000.00) 4.21 4.25
9 Month CD ($1,000.00) 3.94 4.00
1 Year CD (1,000.00) 3.70 3.75
18 Month CD (1,000.00) 3.21 3.25
2 Year CD (1,000.00) 2.97
3.00
3 Year CD (1,000.00) .35 .35
4 Year CD (1,000.00) .45 .45
5 Year CD (1,000.00) .60 .60
FNB MMA (50.00) daily balances up to $25,000 .05 .05
FNB MMA (50.00) daily balances $25,000 and above  .05 .05
FNB NOW (50.00) .05 .05
Statement Savings (50.00) .05 .05
Christmas Club .10 .10

Advertised rates are subject to change at the bank's discretion.

A penalty may be imposed for withdrawals prior to maturity on CDs..
Fees may reduce earnings.

All Certificate of Deposits are eligible for IRA investments

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