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First National Bank and Trust
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First National Bank & Trust Rates

Annual Percentage Yield as of 6/12/18

Term & Minimum Deposit to openInterest RateAnnual Percentage Yield**
31 Day CD (1,000.00).05.05
91 Day CD (1,000.00).05.05
182 Day CD (1,000.00).20.20
15 Month CD (1,000.00)1.301.31
18 Month CD (1,000.00).85.85
30 Month CD (1,000.00)1.251.26
1 Year CD (1,000.00)1.201.21
2 Year CD (1,000.00)2.052.07
3 Year CD (1,000.00)1.581.59
4 Year CD (1,000.00)1.651.66
5 Year CD (1,000.00)2.002.02
FNB Jump Start CD (250.00)1.201.21
FNB MMA (2,000.00).30.30
FNB NOW (2,000.00).25.25
e-Access Checking (50.00) - daily balances up to 25,0001.001.01
e-Access Checking (50.00) - daily balances 25,000 and above.25.25
Statement Savings (50.00).30.30
Christmas Club.75.75

$1,000 initial deposit and balance requirement.  Excludes IRA CDs.

All Certificates of Deposit eligible for IRA investments.
A penalty may be imposed for early withdrawals on CDs.
*Rate is based on the New York prime rate as published in the Wall Street Journal
and may fluctuate based on market conditions.
**APY's on 1 year or greater term CD's assume quarterly compounding.
Rates are subject to change.
Fees may reduce earnings.

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