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Earning Rewards is easy! Simply use your FNB&Trust Debit MasterCardSM as a credit transaction. When you are asked to enter a PIN number or prompted to choose “credit” or “debit”, choose “credit” and sign. In some cases, you won’t need to sign a receipt, such as paying for gas at the pump. Just choose “credit” and you will receive the same benefits.

For every $2 you spend, you’ll earn one point to redeem for merchandise, travel and other REWARDS. In addition to earning valuable points, Rewards also gives you the protection of your signature in case of disputed card charges and identify theft.

  • Earn points for everyday purchases
  • Over 600 brand-name merchandise awards
  • We have an easy to use website for both merchandise and airline ticket redemption. Track and redeem your rewards at www.scorecardrewards.com.
  • Redeem an award with as few as 2,000 points
  • Shipping is FREE for merchandise redemptions
  • Personal services are available for purchased and redeemed travel needs
  • Monthly and seasonal merchandise specials
  • “Experience” Awards for scuba lessons, hot air balloon rides or whitewater rafting
  • Redeem for a cruise discount in our Rewards program and earn double points

To report a lost or stolen FNB&Trust debit card, call 1-800-500-1044 24 hours a day, 7 days a week.  For assistance with U.S. debit card transactions call 1-800-890-5097. For assistance with International debit card call 1-727-227-2447.

Every dollar in qualifying transactions minus returns (“Net Purchases”) that account holders (“You”) purchase with an eligible debit card account covered by this ScoreCard Program (“Program”) and that appears on your statement during the Program period, earns You one (1) Bonus Point (“Point”) as provided for in these Program rules (“Rules”). No Points are earned for fees, foreign transactions, currency conversion charges, transactions authorized by pin, ATM withdrawals, or insurance charges posted to your account. Only signature authorized transactions earn Bonus Points. Contact FNB&Trust for full details on eligibility dates.