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IMPORTANT: Security Tips & Possible Scams
Cyber Security Alert

*Free tool! smsGuardian: Anti-fraud text alert service for credit and debit card transactions. Want a text message when your card is used for an out of state transaction, declined authorization, international transaction, your cardís not present, or an authorization greater than $300.00? Sign up for smsGuardian, now! Click on the Personal tab above, then scroll down and click on Debit Cards for detailed instructions! * Msg&Data rates may apply*


If you are looking for safety as well as a solid rate of return when you invest, consider a First National Bank & Trust Certificate of Deposit. We offer a wide range of certificates with various terms and interest rates depending on your investment needs.

  • $1,000 deposit and balance requirement
  • Choose maturity from 1 month to 60 months
  • Interest payable by check, direct deposit or compounding quarterly
  • Insured by FDIC
  • Rates

IRA Certificate of Deposit

  • IRA Certificates of Deposit are available.  Please contact one of our personal bankers for more information.

FNB&Trust Jump Start CD

Get a jump start on retirement or that college fund! Imagine a CD that lets you put away money for retirement or college fund with a systematic monthly savings plan that grows risk-free with compounded interest. The Jump Start CD lets you do just that.

Itís simple. Just open your account with $250 or more and weíll arrange monthly transfers of $25 or more from your FNB&Trust checking account. You save on a consistent basis and earn a competitive rate on a CD that will grow in value over time.

Give one of our personal bankers a call at 251-368-3148 or toll free at 1-877-575-2440 for all the details!