Online Banking

Bank with us online, 24/7


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  • $10 maintenance fee for each cycle that the balance is below $2000 (Subject to activity level review)
  • Free Notary
  • No direct deposit requirement
  • Free Check Recovery Service – DoubleCheck
  • FREE First National Bank & Trust Debit Card (upon approval)
  • FREE Internet Banking
  • FREE e-Statements & e-Notices
  • Online Bill Pay – FREE when 3 payments per month are made using FNB&Trust’s Bill Pay Service
  • Free First Access Telephone Banking – 24/hours/day-7 days/week
  • Unlimited use of First National Bank & Trust’s ATMs
  • Unlimited check writing
  • Free itemized monthly statement with check images
  • Overdraft privileges available - upon approval (click here for more details)
  • Accounts closed within 60 days of opening will be charged a $25 premature closing fee

Optional Features