Online Banking

Bank with us online, 24/7


Text Size

IMPORTANT: Security Tips & Possible Scams
Cyber Security Alert

*Free tool! smsGuardian: Anti-fraud text alert service for credit and debit card transactions. Want a text message when your card is used for an out of state transaction, declined authorization, international transaction, your card’s not present, or an authorization greater than $300.00? Sign up for smsGuardian, now! Click on the Personal tab above, then scroll down and click on Debit Cards for detailed instructions! * Msg&Data rates may apply*


FNB&Trust’s Cash Management can help your business maximize returns, simplify bank account reconciliation, improve productivity and increase the availability of funds – all you need to better manage your business finances.

  • 24-hour online access to your account balances and transaction history
  • Manage payroll by direct deposits into employee’s designated bank account
  • Flexible payroll management including schedule and payment changes
  • Disbursement services for more efficient payment to suppliers

Cash Management provides convenient solutions to meet your business needs – both today and in the future.  Please contact a personal banker at 251-368-3148 or toll free at 1-877-575-2440 for more information.


Remote Deposit Complete – (RDC)
High Volume Remote Deposit Capture Solutions 


The web (RDC) check image capture, storage, and processing solution enables FNB&T to provide commercial customers the ability to electronically deposit a wide variety of paper checks.

Remote Deposit Complete (RDC) is the ideal remote deposit solution for commercial customers who have checks to deposit every day. Least–cost routing and speed of collection are optimized with this service.

With a scanner attached to a Windows-based PC, commercial customers can utilize RDC to scan and deposit paper checks.

For more information please contact a customer service representative at 251-368-3148 or 877-575-2440.