THE FIRST NATIONAL BANK AND TRUST
PRIVACY POLICY

The directors, management, and staff of The First National Bank and Trust are concerned about and respect the privacy of customers’/consumers’ personal financial information. We understand that our customers furnish sensitive information to the bank in the course of daily business, and the bank is committed to treating such information responsibly. We know that our customers expect privacy and security for their personal and financial affairs.
The bank will take all the necessary steps to safeguard sensitive information that has been entrusted to us by our customers. Our primary goal is to protect the privacy of our customers and, therefore, the integrity of the institution. The following privacy policy and disclosure outlines our bank’s practice regarding personally identifiable financial information for consumers and those consumers who become our customers.

TYPES OF INFORMATION THE BANK COLLECTS
At The First National Bank and Trust we collect nonpublic personal information about you from many sources, including the following:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

TYPES OF INFORMATION THE BANK DISCLOSES

We may disclose all of the information that we collect, as described above.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

SAFEGUARDING CUSTOMER INFORMATION
At The First National Bank and Trust we restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. All employees have a copy of this policy and are trained at least annually regarding the importance of safeguarding customer information.