First National Bank & Trust Statement Savings Account            Apply Now!

• $5 service charge for each cycle that the balance falls below $100
• Provides a 30-day window in which to reach the required balance of $100
• $3 per withdrawal for withdrawals, transfers, etc. of more than 2 per month
• Interest compounded daily and credited to the account monthly
• Accounts closed within 60 days of opening will be charged a $25 premature closing fee

First National Bank & Trust Savings Non-Interest Account            Apply Now!

• $5 service charge for each cycle that the balance falls below $100
• Provides a 30-day window in which to reach the required balance of $100
• $3 per withdrawal for withdrawals, transfers, etc. of more than 2 per month
• Accounts closed within 60 days of opening will be charged a $25 premature closing fee

First National Bank & Trust Christmas Club            Apply Now!

• Takes the stress out of the holidays by allowing you to save throughout the year
• $100 Minimum Club Amount
• Convenient, automatic deduction options
• Competitive interest rate
• $25 early withdrawal fee per withdrawal