A Debit Card from First National Bank & Trust gives you a faster, more economical, more convenient way to buy the products and services you need. That’s because it allows you to withdraw funds from your checking account without ever having to write a check. Use your card for purchases wherever MasterCard ^TM debit card is accepted.

• Your FNB&T Debit Card is not a credit card, so you don’t incur finance charges.
• There’s no need to write a check and wait for approval. The money for your purchases comes directly out of your primary checking account at the time you spend it.
• You can use your FNB&T Debit Card at any ATM or wherever MasterCard ^TM debit cards are accepted including participating restaurants, department stores and online shopping!
• Each transaction is detailed on your monthly checking account statement for easy tracking. You can also access your transaction details online @ www.fnbandt.com.
• Your Debit Card gives you more security than cash or checks. You may limit your liability for unauthorized transactions made with your card. Just promptly notify the bank if your card is ever lost or stolen.
• To apply for a FNB&T Debit Card you must have a FNB&T checking account. Simply contact us at 251-368-3148 or stop by our office and we will gladly assist you with the application.