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If you are looking for safety as well as a solid rate of return when you invest, consider a First National Bank & Trust Certificate of Deposit. We offer a wide range of certificates with various terms and interest rates depending on your investment needs.

  • Initial Deposit Requirement:
    • $1,000
  • Choose maturity from 1 month to 60 months
  • Interest payable by check, direct deposit or compounding quarterly
  • Insured by FDIC
  • Rates
IRA Certificate of Deposit
  • Initial Deposit Requirement $1,000
  • 1 year term - automatically renews at current 3 month rate
  • Interest rate earned equals our 3 month CD rate at the time of subscription
  • Requires customer to have a checking account in good standings
  • Contributions to the IRA CD must occur via automatic transfer from the checking account
  • Typical IRA restrictions apply
FNB&Trust Jump Start CD

Get a jump start on retirement or that college fund! Imagine a CD that lets you put away money for retirement or college fund with a systematic monthly savings plan that grows risk-free with compounded interest. The Jump Start CD lets you do just that.

It’s simple. Just open your account with $250 or more and we’ll arrange monthly transfers of $25 or more from your FNB&Trust checking account. You save on a consistent basis and earn a competitive rate on a CD that will grow in value over time.

Give one of our personal bankers a call at 251-368-3148 or toll free at 1-877-575-2440 for all the details!

 
 
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